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+layout: post
+title: Thoughts about money and consuming
+date: 2020-10-18 20:04 +0200
+categories: life
+language: en
+---
+
+I attempt to spend as little money as possible in what I see as "unnecessary
+things". I mostly buy groceries. I spend (I think) very little on clothes [1].
+When I look for stuff, I look for used (second-hand) things when possible and
+when I find it reasonable.
+
+I love the library. Basically "free" books (like, less than 10 € annually).
+Although I buy books, too, occasionally, when they're about "knowledge". Less
+so for novels. I may read them twice or thrice, but after that...  not so much.
+
+I guess the most money (besides food) goes into insurances and retirement
+planning - although I doubt the contracts I got from insurance representatives
+make much sense. I would like to go the consumer protection to get the
+contracts checked. But I haven't found the time / motivation yet. I started to
+put some money into ETFs, though, recently.
+
+But I wonder, what for? For the (pessimistically speaking) "worst case
+scenario" that I get very old, and possibly need to go into a retirement home?
+(I don't like to think about becoming old, it depresses me).
+
+I guess "most people" spend their money on traveling. Me, not so much. The only
+"real travels" I did in the recent years was going to furry conventions. But
+going somewhere alone? Couldn't really be bothered. I thought about it
+occasionally, but merely choosing a destination was a struggle for me. Due to
+CoViD, I won't be starting travelling around now, either.
+
+I could probably work less, yet I want to earn more money "just to be sure".
+Also, because I found out I'm underpaid according to the statistics I found. On
+the other hand, it's not like I struggle financially. So what to do?
+
+If I had more free time, I'd probably spend more money? Would I get bored,
+even? Dunno. Haven't been to the cinema in months, for example. Not only due to
+CoViD, to be honest, even if it weren't for that I probably wouldn't go, unless
+something came on I really wanted to see. Going to the cinema alone isn't as
+much fun as going with friends.
+
+~~~
+
+That all being said, I wonder "what am I living for?". I have no real "goal". I
+basically let the day pass and do as much things I enjoy as possible. (After
+doing the laundry and dishes and stuff, ugh).
+
+[1] On a site note, I find it pretty darn hard to find comfortable boxer
+shorts.  I don't like the tight ones.